We build fintech software for startups and finance teams: payment and payout flows, lending and wealth dashboards, KYC onboarding through your chosen provider, and ledgers that reconcile against your gateway and bank. Card data stays with the payment gateway, every money movement is logged, and data storage is planned around RBI rules from the first schema.
Starting at
₹98,999
- Typical timeline
- 8–12 weeks (MVP 4–8)
- Pricing
- Written quote before work starts
- Ownership
- 100% code & IP
Free consultation. We reply within 24–48 hours.
Payments and payouts
Razorpay or Stripe for checkout, subscriptions, refunds and payouts, with webhooks verified by signature and processed idempotently, so a retried event never books money twice.
Double-entry ledgers
Every money movement is stored as balanced debit and credit entries in PostgreSQL, with amounts held as integer paise, never floating-point numbers.
Reconciliation jobs
Scheduled jobs match your ledger against gateway settlements and bank statements, then put each mismatch in a queue for a person to review.
KYC onboarding flows
PAN, bank account and document checks run through the KYC provider you pick, with status tracking, retries and a manual review queue for edge cases.
Lending and wealth dashboards
Loan books, repayment schedules, overdue buckets, portfolio values and statements, with separate views for customers, operations and risk teams.
Audit logs and access control
Append-only records of who changed what and when, two-factor sign-in and least-privilege roles, so an auditor has a trail to follow.
A great fit if you are
- Fintech founders building a payments, lending or wealth MVP
- NBFCs and finance teams replacing spreadsheet reconciliation
- SaaS products adding payouts, invoicing or usage billing
What you get
- Money-flow map and data model
- Ledger schema with reconciliation jobs
- Payment gateway and KYC provider integrations
- Customer and operations dashboards
- Audit log and role-based access
- Security pass and handover docs
Typical stack
Discovery
We learn your goals, users and constraints, then agree scope, timeline and a written quote.
Design
Clickable Figma prototypes so you see exactly what you're getting before code is written.
Build
Production-grade code with weekly demos and a staging URL to follow progress.
Launch & support
Testing, deployment and a support period after launch. The code and IP are yours.
Common questions
Something else on your mind? Ask in the chat, it only takes a minute.
A focused fintech dashboard or MVP starts from ₹98,999 (about US$1,050) under our Product Build plan. A ledger with reconciliation, several payment or KYC integrations and a security review add scope, and larger platforms are quoted after discovery. In India, agencies commonly quote anywhere from a few lakh to tens of lakhs for fintech builds, depending on scope and team.
Related
Free consultation
Plan your fintech build
Walk us through how money moves in your product. We'll map the ledger, integrations and compliance questions before we quote.
- 1
Tell us about the project
A few quick questions in the chat, or an email.
- 2
Reply within 24–48 hours
With questions, a rough scope and a starting price.
- 3
Free call, then a written quote
No commitment until you're happy with it.